diff --git a/accounts/config/config-accounts.ledger b/accounts/config/config-accounts.ledger
new file mode 100644
index 0000000..db3197d
--- /dev/null
+++ b/accounts/config/config-accounts.ledger
@@ -0,0 +1,66 @@
+; -*- ledger -*-
+; -*- coding: utf-8 -*-
+;
+; config-accounts.ledger: The Ledger CLI accounts declarations for NPO use-case.
+;
+; Copyright © 2013, Bradley M. Kuhn.
+;
+; The copyright holders wish that this document could be placed into the
+; public domain.  However, should such a public domain dedication not be
+; possible, the copyright holders grant a waiver and/or license under the
+; terms of CC0-1.0, as published by Creative Commons, Inc.  A copy of CC0-1.0
+; can be found in the same repository as this README.md file under the
+; filename CC0-1.0.txt.  If this document has been separated from the
+; repository, a [copy of CC0-1.0 can be found on Creative Commons' website at
+; http://creativecommons.org/publicdomain/zero/1.0/legalcode
+
+; ##############################  GENERAL/SHARED ACCOUNTS #######################
+
+; Shared Asset Accounts
+
+account Asset:Checking
+   note Checking account for entire organization
+   assert commodity == "$"
+
+; Shared Liabilities Accounts
+
+account Liabilities:Credit Card:Visa
+    note Visa Credit Card account for entire organization
+   assert commodity == "$"
+
+
+; Organizational accrual accounts
+
+
+; Organization Expense Accounts
+
+; NOTE: the payee =~ test is *not* included herein and must be cut-and-pasted
+;       to the assert in ever Expense account because of the following bug:
+;               http://bugs.ledger-cli.org/show_bug.cgi?id=953
+
+define expenseChecker() = (tag("Receipt") !~ /^\s*$/ or tag("Invoice") !~ /^\s*$/ or tag("Statement") !~ /^\s*$/)
+; or payee =~ /NEVER CHARGED/
+
+account Expense:Main Org:Office Supplies
+    assert expenseChecker() or payee =~ /NEVER CHARGED/
+    note Main Organization's Office Supplies and Sundries
+
+account Expense:Main Org:Payroll:Salary
+    assert expenseChecker() or payee =~ /NEVER CHARGED/
+    note Main Organization's Staff Salaries
+
+account Expense:Main Org:Payroll:Benefits
+    assert expenseChecker() or payee =~ /NEVER CHARGED/
+    note Main Organization's Staff Benefits
+
+account Expense:Main Org:Phones
+    assert expenseChecker() or payee =~ /NEVER CHARGED/
+    note Main Organization's Phone Expenses
+
+account Expense:Main Org:Hosting
+    assert expenseChecker() or payee =~ /NEVER CHARGED/
+    note Main Organization's Network Hosting Provider services
+
+account Expense:Main Org:Occupancy
+    assert expenseChecker() or payee =~ /NEVER CHARGED/
+    note Main Organization's Occupancy for Office Space and the like
diff --git a/accounts/config/config-commodities.ledger b/accounts/config/config-commodities.ledger
new file mode 100644
index 0000000..d89d085
--- /dev/null
+++ b/accounts/config/config-commodities.ledger
@@ -0,0 +1,23 @@
+; -*- ledger -*-
+; -*- coding: utf-8 -*-
+;
+; config-commodities.ledger: The Ledger CLI commodities declarations for NPO use-case.
+;
+; Copyright © 2013, Bradley M. Kuhn.
+;
+; The copyright holders wish that this document could be placed into the
+; public domain.  However, should such a public domain dedication not be
+; possible, the copyright holders grant a waiver and/or license under the
+; terms of CC0-1.0, as published by Creative Commons, Inc.  A copy of CC0-1.0
+; can be found in the same repository as this README.md file under the
+; filename CC0-1.0.txt.  If this document has been separated from the
+; repository, a [copy of CC0-1.0 can be found on Creative Commons' website at
+; http://creativecommons.org/publicdomain/zero/1.0/legalcode
+
+;  ############################## COMMODITIES #############################
+
+commodity $
+   note USD
+   format $1,000.00
+   nomarket
+
diff --git a/accounts/config/config-npo.ledger b/accounts/config/config-npo.ledger
index ff764e2..b379486 100644
--- a/accounts/config/config-npo.ledger
+++ b/accounts/config/config-npo.ledger
@@ -12,79 +12,6 @@
 ; repository, a [copy of CC0-1.0 can be found on Creative Commons' website at
 ; http://creativecommons.org/publicdomain/zero/1.0/legalcode
 
-;  ############################## COMMODITIES #############################
-
-commodity $
-   note USD
-   format $1,000.00
-   nomarket
-
-;  ################################# TAGS ################################
-
-; The Statement, Receipt, and Invoice tags' values should always a be a
-; relative path names.  Note that we "check", but do not "assert" that the
-; file name match a standard Unix-like path syntax, without spaces in the
-; file name.
-
-tag Statement
-    assert value =~ /[^\/].+/
-    check value =~ /[^\/][^ ]+(\/[^ ])+/
-
-tag Receipt
-    assert value =~ /[^\/].+/
-    check value =~ /[^\/][^ ]+(\/[^ ])+/
-
-tag Invoice
-    assert value =~ /[^\/].+/
-    check value =~ /[^\/][^ ]+(\/[^ ])+/
-
-; ##############################  GENERAL/SHARED ACCOUNTS #######################
-
-; Shared Asset Accounts
-
-account Asset:Checking
-   note Checking account for entire organization
-   assert commodity == "$"
-
-; Shared Liabilities Accounts
-
-account Liabilities:Credit Card:Visa
-    note Visa Credit Card account for entire organization
-   assert commodity == "$"
-
-
-; Organizational accrual accounts
-
-
-; Organization Expense Accounts
-
-; NOTE: the payee =~ test is *not* included herein and must be cut-and-pasted
-;       to the assert in ever Expense account because of the following bug:
-;               http://bugs.ledger-cli.org/show_bug.cgi?id=953
-
-define expenseChecker() = (tag("Receipt") !~ /^\s*$/ or tag("Invoice") !~ /^\s*$/ or tag("Statement") !~ /^\s*$/)
-; or payee =~ /NEVER CHARGED/
-
-account Expense:Main Org:Office Supplies
-    assert expenseChecker() or payee =~ /NEVER CHARGED/
-    note Main Organization's Office Supplies and Sundries
-
-account Expense:Main Org:Payroll:Salary
-    assert expenseChecker() or payee =~ /NEVER CHARGED/
-    note Main Organization's Staff Salaries
-
-account Expense:Main Org:Payroll:Benefits
-    assert expenseChecker() or payee =~ /NEVER CHARGED/
-    note Main Organization's Staff Benefits
-
-account Expense:Main Org:Phones
-    assert expenseChecker() or payee =~ /NEVER CHARGED/
-    note Main Organization's Phone Expenses
-
-account Expense:Main Org:Hosting
-    assert expenseChecker() or payee =~ /NEVER CHARGED/
-    note Main Organization's Network Hosting Provider services
-
-account Expense:Main Org:Occupancy
-    assert expenseChecker() or payee =~ /NEVER CHARGED/
-    note Main Organization's Occupancy for Office Space and the like
+!include config-commodities.ledger
+!include config-tags.ledger
+!include config-accounts.ledger
diff --git a/accounts/config/config-tags.ledger b/accounts/config/config-tags.ledger
new file mode 100644
index 0000000..e7ad1b8
--- /dev/null
+++ b/accounts/config/config-tags.ledger
@@ -0,0 +1,35 @@
+; -*- ledger -*-
+; -*- coding: utf-8 -*-
+;
+; config-tags.ledger: The Ledger CLI tag declarations for NPO use-case.
+
+; Copyright © 2013, Bradley M. Kuhn.
+;
+; The copyright holders wish that this document could be placed into the
+; public domain.  However, should such a public domain dedication not be
+; possible, the copyright holders grant a waiver and/or license under the
+; terms of CC0-1.0, as published by Creative Commons, Inc.  A copy of CC0-1.0
+; can be found in the same repository as this README.md file under the
+; filename CC0-1.0.txt.  If this document has been separated from the
+; repository, a [copy of CC0-1.0 can be found on Creative Commons' website at
+; http://creativecommons.org/publicdomain/zero/1.0/legalcode
+
+; ################################# TAGS ################################
+
+; The Statement, Receipt, and Invoice tags' values should always a be a
+; relative path names.  Note that we "check", but do not "assert" that the
+; file name match a standard Unix-like path syntax, without spaces in the
+; file name.
+
+tag Statement
+    assert value =~ /[^\/].+/
+    check value =~ /[^\/][^ ]+(\/[^ ])+/
+
+tag Receipt
+    assert value =~ /[^\/].+/
+    check value =~ /[^\/][^ ]+(\/[^ ])+/
+
+tag Invoice
+    assert value =~ /[^\/].+/
+    check value =~ /[^\/][^ ]+(\/[^ ])+/
+