# License: AGPL-3.0-or-later WITH Web-Template-Output-Additional-Permission-3.0-or-later require 'rails_helper' require 'support/payments_for_a_payout' describe InsertPayout do let(:bank_name) {'CHASE *1234'} let(:supporter) {force_create(:supporter)} let(:user_email) {'uzr@example.com'} let(:user_ip) {'8.8.8.8'} describe '.with_stripe' do describe 'param validation' do it 'basic param validation' do expect {InsertPayout.with_stripe(nil, nil, nil)}.to(raise_error {|error| expect(error).to be_a ParamValidation::ValidationError expect_validation_errors(error.data, [ {key: :np_id, name: :required}, {key: :np_id, name: :is_integer}, {key: :stripe_account_id, name: :required}, {key: :stripe_account_id, name: :not_blank}, {key: :email, name: :required}, {key: :email, name: :not_blank}, {key: :user_ip, name: :required}, {key: :user_ip, name: :not_blank}, {key: :bank_name, name: :required}, {key: :bank_name, name: :not_blank}, ]) }) end it 'validates nonprofit' do expect {InsertPayout.with_stripe(666, {:stripe_account_id => 'valid', :email => 'valid', user_ip: 'valid', bank_name: 'valid'}, nil)}.to(raise_error {|error| expect(error).to be_a ParamValidation::ValidationError expect_validation_errors(error.data, [{key: :np_id}]) }) end end context 'when valid' do let(:stripe_helper) {StripeMock.create_test_helper} before(:each) { Timecop.freeze(2020, 5, 4) StripeMock.start } after { StripeMock.stop Timecop.return } it 'handles no charges to payout' do np = force_create(:nonprofit) expect {InsertPayout.with_stripe(np.id, {:stripe_account_id => 'valid', :email => 'valid', user_ip: 'valid', bank_name: 'valid'}, nil)}.to(raise_error {|error| expect(error).to be_a ArgumentError expect(error.message).to eq "No payments are available for disbursal on this account." }) end let(:user) {force_create(:user)} # Test one basic charge, one charge with a partial refund, and one charge with a full refund # refunded payment # disputed payment # Charge which was after given date # # Already paid out charge # Already paid out dispute # already paid out refund context 'no date provided' do include_context 'payments for a payout' do let(:np) {force_create(:nonprofit, :stripe_account_id => Stripe::Account.create()['id'], vetted: true)} let(:date_for_marking) {Time.now} let(:ba) { InsertBankAccount.with_stripe(np, user, {stripe_bank_account_token: StripeMock.generate_bank_token(), name: bank_name})} end before(:each) { ba } let(:expected_totals) {{gross_amount: 5500, fee_total: -1200, net_amount: 4300, count: 8}} it 'works without a date provided' do stripe_transfer_id = nil expect(Stripe::Transfer).to receive(:create).with({amount: expected_totals[:net_amount], currency: 'usd', recipient: 'self' }, { stripe_account: np.stripe_account_id}) .and_wrap_original {|m, *args| i = m.call(*args) stripe_transfer_id = i['id']; i } all_payments result = InsertPayout.with_stripe(np.id, {stripe_account_id: np.stripe_account_id, email: user_email, user_ip: user_ip, bank_name: bank_name }) expected_result = { net_amount: expected_totals[:net_amount], nonprofit_id: np.id, status: 'pending', fee_total: expected_totals[:fee_total], gross_amount: expected_totals[:gross_amount], email: user_email, count: expected_totals[:count], stripe_transfer_id: stripe_transfer_id, user_ip: user_ip, ach_fee: 0, bank_name: bank_name, updated_at: Time.now, created_at: Time.now }.with_indifferent_access expect(Payout.count).to eq 1 resulted_payout = Payout.first expect(result.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id) empty_db_attributes = {manual: nil, scheduled: nil, failure_message: nil} expect(resulted_payout.attributes.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id).merge(empty_db_attributes) # validate which charges are makred @expect_marked[:charges].each {|c| c.reload() expect(c.status).to eq 'disbursed' } # validate which refunds are marked @expect_marked[:refunds].each {|r| r.reload() expect(r.disbursed).to eq true } # validate which disputes are marked @expect_marked[:disputes].each {|d| d.reload expect(d.status).to eq 'lost_and_paid' } # validate payment payout records expect(resulted_payout.payments.pluck('payments.id')).to eq @expect_marked[:payouts_records].collect {|i| i.id} end it 'fails properly when Stripe payout call fails' do StripeMock.prepare_error(Stripe::StripeError.new("Payout failed"), :new_transfer) all_payments result = InsertPayout.with_stripe(np.id, {stripe_account_id: np.stripe_account_id, email: user_email, user_ip: user_ip, bank_name: bank_name }) expected_result = { net_amount: expected_totals[:net_amount], nonprofit_id: np.id, status: 'failed', fee_total: expected_totals[:fee_total], gross_amount: expected_totals[:gross_amount], email: user_email, count: expected_totals[:count], stripe_transfer_id: nil, user_ip: user_ip, ach_fee: 0, bank_name: bank_name, updated_at: Time.now, created_at: Time.now }.with_indifferent_access expect(Payout.count).to eq 1 resulted_payout = Payout.first expect(result.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id) empty_db_attributes = {manual: nil, scheduled: nil, failure_message: 'Payout failed', } expect(resulted_payout.attributes.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id).merge(empty_db_attributes) # validate which charges are makred @expect_marked[:charges].each {|c| c.reload() expect(c.status).to eq 'available' } # validate which refunds are marked @expect_marked[:refunds].each {|r| r.reload() expect(r.disbursed).to be_falsey } # validate which disputes are marked @expect_marked[:disputes].each {|d| d.reload expect(d.status).to eq 'lost' } # validate payment payout records expect(resulted_payout.payments.count).to eq 0 end end context 'previous date provided' do include_context 'payments for a payout' do let(:np) {force_create(:nonprofit, :stripe_account_id => Stripe::Account.create()['id'], vetted: true)} let(:date_for_marking) {Time.now - 1.day} let(:ba) {InsertBankAccount.with_stripe(np, user, {stripe_bank_account_token: StripeMock.generate_bank_token(), name: bank_name})} end before(:each) { ba } let(:expected_totals) {{gross_amount: 3500, fee_total: -800, net_amount: 2700, count: 7}} it 'works with date provided' do stripe_transfer_id = nil expect(Stripe::Transfer).to receive(:create).with({amount: expected_totals[:net_amount], currency: 'usd', recipient: 'self' }, { stripe_account: np.stripe_account_id}) .and_wrap_original {|m, *args| i = m.call(*args) stripe_transfer_id = i['id']; i } all_payments result = InsertPayout.with_stripe(np.id, {stripe_account_id: np.stripe_account_id, email: user_email, user_ip: user_ip, bank_name: bank_name }, {date: Time.now - 1.day}) expected_result = { net_amount: expected_totals[:net_amount], nonprofit_id: np.id, status: 'pending', fee_total: expected_totals[:fee_total], gross_amount: expected_totals[:gross_amount], email: user_email, count: expected_totals[:count], stripe_transfer_id: stripe_transfer_id, user_ip: user_ip, ach_fee: 0, bank_name: bank_name, updated_at: Time.now, created_at: Time.now }.with_indifferent_access expect(Payout.count).to eq 1 resulted_payout = Payout.first expect(result.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id) empty_db_attributes = {manual: nil, scheduled: nil, failure_message: nil} expect(resulted_payout.attributes.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id).merge(empty_db_attributes) # validate which charges are makred @expect_marked[:charges].each {|c| c.reload() expect(c.status).to(eq('disbursed'), "#{c.attributes.to_s}") } # validate which refunds are marked @expect_marked[:refunds].each {|r| r.reload() expect(r.disbursed).to eq true } # validate which disputes are marked @expect_marked[:disputes].each {|d| d.reload expect(d.status).to eq 'lost_and_paid' } end it 'fails properly when Stripe payout call fails' do StripeMock.prepare_error(Stripe::StripeError.new("Payout failed"), :new_transfer) all_payments result = InsertPayout.with_stripe(np.id, {stripe_account_id: np.stripe_account_id, email: user_email, user_ip: user_ip, bank_name: bank_name }, {date: Time.now - 1.day}) expected_result = { net_amount: expected_totals[:net_amount], nonprofit_id: np.id, status: 'failed', fee_total: expected_totals[:fee_total], gross_amount: expected_totals[:gross_amount], email: user_email, count: expected_totals[:count], stripe_transfer_id: nil, user_ip: user_ip, ach_fee: 0, bank_name: bank_name, updated_at: Time.now, created_at: Time.now }.with_indifferent_access expect(Payout.count).to eq 1 resulted_payout = Payout.first expect(result.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id) empty_db_attributes = {manual: nil, scheduled: nil, failure_message: 'Payout failed', } expect(resulted_payout.attributes.with_indifferent_access).to eq expected_result.merge(id: resulted_payout.id).merge(empty_db_attributes) # validate which charges are makred @expect_marked[:charges].each {|c| c.reload() expect(c.status).to eq 'available' } # validate which refunds are marked @expect_marked[:refunds].each {|r| r.reload() expect(r.disbursed).to be_falsey } # validate which disputes are marked @expect_marked[:disputes].each {|d| d.reload expect(d.status).to eq 'lost' } # validate payment payout records expect(resulted_payout.payments.count).to eq 0 end end end end end