houdini/lib/insert/insert_bank_account.rb

# License: AGPL-3.0-or-later WITH Web-Template-Output-Additional-Permission-3.0-or-later
module InsertBankAccount

  # @param [Nonprofit] nonprofit
  #
  # stripe_bank_account_token: data.stripe_resp.id,
  #stripe_bank_account_id: data.stripe_resp.bank_account.id,
   #   name: data.stripe_resp.bank_account.bank_name + ' *' + data.stripe_resp.bank_account.last4,
    #  email: app.user.email

  def self.with_stripe(nonprofit, user, params)
    ParamValidation.new({nonprofit: nonprofit, user: user}, {
        :nonprofit => {
            :required => true,
            :is_a => Nonprofit
        },
        :user => {
            :required => true,
            :is_a => User
        }
    })
    ParamValidation.new(params|| {}, {
        :stripe_bank_account_token => {
            :required => true,
            :not_blank => true
        }
    })

    unless (nonprofit.vetted)
      raise ArgumentError.new "#{nonprofit.id} is not vetted."
    end

    stripe_acct = Stripe::Account.retrieve(StripeAccount.find_or_create(nonprofit.id))
    nonprofit.reload
    #this shouldn't be possible but we'll check any who
    if (nonprofit.stripe_account_id.blank?)
      raise ArgumentError.new "#{nonprofit.id} does not have a valid stripe_account_id associated with it"
    end

    Qx.transaction do
      begin
        ba = stripe_acct.external_accounts.create(external_account: params[:stripe_bank_account_token])
        ba.default_for_currency = true
        ba.save

        BankAccount.where('nonprofit_id = ?', nonprofit.id).update_all(deleted: true)

        bank_account = BankAccount.create(
            stripe_bank_account_id: ba.id,
            stripe_bank_account_token: params[:stripe_bank_account_token],
            confirmation_token: SecureRandom.uuid,
            nonprofit: nonprofit,
            name: params[:name] || "Bank #{SecureRandom.uuid}",
            email: user.email,
            pending_verification: true
        )

        NonprofitMailer.delay.new_bank_account_notification(bank_account)
        return bank_account
      rescue Stripe::StripeError => error
        params[:failure_message] = "Failed to connect the bank account: #{error.inspect}"
        raise ArgumentError.new("Failed to connect the bank account: #{error.inspect}")
      end
    end

  end
end