diff --git a/conservancy_beancount/books.py b/conservancy_beancount/books.py
index 42bf434..3ed11c8 100644
--- a/conservancy_beancount/books.py
+++ b/conservancy_beancount/books.py
@@ -24,6 +24,7 @@ from typing import (
     Mapping,
     NamedTuple,
     Optional,
+    Set,
     TextIO,
     Union,
 )
@@ -177,16 +178,19 @@ class Loader:
             result = LoadResult._make(bc_loader.load_file(next(paths)))
         except StopIteration:
             result = LoadResult.empty()
+        seen_files: Set[str] = set(result.options_map['include'])
         for load_path in paths:
             new_entries, new_errors, new_options = bc_loader.load_file(load_path)
             # We only want transactions from the new fiscal year.
             # We don't want the opening balance, duplicate definitions, etc.
-            fy_filename = str(load_path.parent.parent / load_path.name)
+            seen_files.add(new_options['filename'])
             result.entries.extend(
                 entry for entry in new_entries
-                if entry.meta.get('filename') == fy_filename
+                if entry.meta.get('filename') not in seen_files
             )
             result.errors.extend(new_errors)
+            seen_files.update(new_options['include'])
+        result.options_map['include'] = list(seen_files)
         return result
 
     def _path_year(self, path: Path) -> int:
diff --git a/setup.py b/setup.py
index 2099251..1cf9c85 100755
--- a/setup.py
+++ b/setup.py
@@ -5,7 +5,7 @@ from setuptools import setup
 setup(
     name='conservancy_beancount',
     description="Plugin, library, and reports for reading Conservancy's books",
-    version='1.18.2',
+    version='1.18.3',
     author='Software Freedom Conservancy',
     author_email='info@sfconservancy.org',
     license='GNU AGPLv3+',
diff --git a/tests/books/2020-expenses.beancount b/tests/books/2020-expenses.beancount
new file mode 100644
index 0000000..a192000
--- /dev/null
+++ b/tests/books/2020-expenses.beancount
@@ -0,0 +1,3 @@
+2020-04-02 * "2020 bank maintenance fee"
+  Expenses:BankingFees  1.00 USD
+  Assets:Checking
diff --git a/tests/books/2020.beancount b/tests/books/2020-income.beancount
similarity index 100%
rename from tests/books/2020.beancount
rename to tests/books/2020-income.beancount
diff --git a/tests/books/books/2020.beancount b/tests/books/books/2020.beancount
index 5097735..70ab960 100644
--- a/tests/books/books/2020.beancount
+++ b/tests/books/books/2020.beancount
@@ -1,3 +1,4 @@
 option "title" "Books from 2020"
 include "../definitions.beancount"
-include "../2020.beancount"
+include "../2020-expenses.beancount"
+include "../2020-income.beancount"
diff --git a/tests/books/definitions.beancount b/tests/books/definitions.beancount
index 3c833cc..443ead6 100644
--- a/tests/books/definitions.beancount
+++ b/tests/books/definitions.beancount
@@ -1,2 +1,3 @@
 2018-03-01 open Assets:Checking
+2018-03-01 open Expenses:BankingFees
 2018-03-01 open Income:Donations
diff --git a/tests/test_reports_query.py b/tests/test_reports_query.py
index 113407b..48efd66 100644
--- a/tests/test_reports_query.py
+++ b/tests/test_reports_query.py
@@ -183,7 +183,7 @@ def test_text_query(arglist, fy):
     lines = iter(stdout)
     next(lines); next(lines)  # Skip header
     for count, line in enumerate(lines, 1):
-        assert re.match(rf'^{fy}-\d\d-\d\d\s+{fy} donation\b', line)
+        assert re.match(rf'^{fy}-\d\d-\d\d\s+{fy} ', line)
     assert count >= 2
 
 @pytest.mark.parametrize('arglist,fy', testutil.combine_values(
@@ -199,7 +199,7 @@ def test_csv_query(arglist, fy):
     stdout.seek(0)
     for count, row in enumerate(csv.DictReader(stdout), 1):
         assert re.fullmatch(rf'{fy}-\d\d-\d\d', row['date'])
-        assert row['narration'] == f'{fy} donation'
+        assert row['narration'].startswith(f'{fy} ')
     assert count >= 2
 
 @pytest.mark.parametrize('end_index', range(3))