Travel: New formatting to specify wire information.

I hope this version is easier for readers to follow, by listing all
mandatory information first, followed by a single list of additional
information needed by country.

Travel/conservancy-travel-policy.txt

@@ -140,55 +140,52 @@ for Project approval:
 
     * Wire the amount in your local currency to your bank account in your
       country.  For this option, I need as much of the following information
-      as it's possible for you to collect.  While some of this information
-      isn't always needed, the more I have, the less likely there will be
-      problems with your wire.  If a field is mandatory, it's noted in
-      parentheses below.  Mandatory fields differ by country of receipt.
+      as it's possible for you to collect.
 
-                  Preferred Currency
-                     (absolutely mandatory)
-                  SWIFT and/or BIC Code
-                    (mandatory for non-USA wires)
-                  ACH or ABA routing number
-                    (mandatory for USA wires)
-                  Correspondent Bank ACH and Name of that Bank
-                    (This is not mandatory, but note that USA banks charge
-                     fees during wire transit to direct an international
-                     wire.  Since Conservancy's payment is coming from the
-                     USA, it's best if you ask your own bank what USA
-                     correspondent bank they prefer for USA wire transfers.)
-                  Account Number
-                     (absolutely mandatory)
-                  Full Name of the Account Holder
-                     (absolutely mandatory)
-                  Full Address of Account Holder
-                  Bank Name
-                  Bank Address
-                  IBAN
-                     (mandatory for EU countries and Qatar)
-                  Tax ID of account holder
-                     (mandatory for Ukraine, Colombia and Brazil;
-                      In Brazil, this is your 14-digit CNPJ or 11-digit CPF)
-                  Phone Number of account holder
-                     (mandatory for Colombia, Brazil, and the Ukraine)
-                  Bank Agency Code
-                     (mandatory for Brazil)
-                  IFSC code
-                     (mandatory for India)
-                  "BSB" or "Bank" Code
-                     (mandatory for Australia and Ukraine)
-                  Beneficiary INN
-                     (mandatory for Russian Federation)
-                  Patronymic Name of Beneficiary
-                     (mandatory for Russian Federation)
-                  VAT/VO Code of Beneficiary Bank
-                     (mandatory for Russian Federation)
+      Required information
+      ~~~~~~~~~~~~~~~~~~~~
 
-      Note that if there is an intermediary bank involved in the USA, you
-      should provide all this information for both the intermediary bank
-      and the final bank.  Note in particular that if the intermediary
-      bank is in the USA, an ACH or ABA routing number is absolutely
-      mandatory.
+      * Full Name of the Account Holder
+      * Full Address of the Account Holder
+      * Account Number
+      * Preferred Currency
+      * Bank Name
+      * Bank Address
+      * Bank ACH or ABA routing number (for banks in the US);
+        or SWIFT and/or BIC code (for banks outside the US)
+
+      Additional required information by country
+      ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
+
+      * All countries inside the EU: IBAN
+
+      * Australia: BSB or "Bank Code"
+
+      * Brazil: Tax ID of the Account Holder (your 14-digit CNPJ or
+          11-digit CPF); Phone Number of the Account Holder;
+          and Bank Agency Code
+
+      * Colombia: Tax ID of the Account Holder; and Phone Number
+          of the Account Holder
+
+      * India: IFSC Code
+
+      * Qatar: IBAN
+
+      * Russian Federation: Beneficiary INN; Patronymic Name of Beneficiary;
+          and VAT/VO Code of Beneficiary Bank
+
+      * Ukraine: BSB or "Bank Code"; Tax ID of the Account Holder;
+          and Phone Number of the Account Holder
+
+      Additional information we can use
+      ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
+
+      Banks outside the US will often designate a Correspondent Bank when
+      receiving funds from the US.  If you can give us the Correspondent
+      Bank Name and ACH, we can specify that in the wire.  Your bank will
+      usually take the fewest fees when receiving wires from its
+      Correspondent Bank, so this will mean the most money for you.
 
   * A check in your local currency, sent to you via post. For this option, we
     just need your postal address and what currency you want. Note that this